Agentic commerce
FACT
The trust infrastructure layer for autonomous commerce
Enable confident autonomous transactions
Agentic commerce is transforming digital transactions from human-initiated actions to delegated machine execution.
AI agents can compare offers, negotiate terms, trigger purchases, and manage financial decisions at machine speed.
While current systems can facilitate these autonomous transactions, they lack the mechanisms to reliably govern or verify them, creating a critical trust gap. FACT (Framework for Agentic Commerce Trust) addresses this gap by providing a neutral, continuously verifiable trust layer that enables agent-driven transactions to operate with confidence, control, and accountability.
FACT empowers users to trust AI-driven commerce by continuously verifying agent actions, permissions, and authorizations. It ensures each transaction aligns with user intent, remains compliant with applicable rules, and meets standards of fairness and accountability. By delivering real-time trust signals and independent oversight, FACT allows organizations and individuals to delegate financial decisions to AI agents without compromising security or control.
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Key benefits
- For merchants: increase confidence in accepting autonomous transactions.
- For merchants: reduce disputes linked to misaligned or opaque agent actions.
- For shopping agent: differentiate through trusted, machine-readable commerce policies.
- For shopping agent: improve agent selection through verifiable trust signals.
- For banks and payment networks: add a new trust signal to authorization and fraud decision-making.
- For banks and payment networks: enable scalable participation in agentic commerce ecosystems.
- For regulators and trust authorities: support more transparent and auditable autonomous commerce.
- For regulators and trust authorities: enable oversight without excessive operational centralization.
- For payment service / solution providers: accelerate adoption of AI-driven purchasing and service models.
- For payment service / solution providers: build scalable, policy-aware agent ecosystems.
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Download the product sheet for a complete overview of the solution and its capabilities.
